SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW | SBI Retirement Benefit Fund - Conservative Plan - Direct Plan NAV Today [14.24], Performance & History

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by SBI Funds Management Ltd.. Launched on 20 Jan 2021, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

20 Jan 2021

Min. Lumpsum Amount

₹ 5,000

Fund Age

5 Yrs

AUM

₹ 153.22 Cr.

Benchmark

CRISIL Hybrid 85+15 - Conservative Index

Expense Ratio

0.91%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 153.22 Cr

Equity

78.12%

Debt

268.81%

Money Market & Cash

37.99%

Other Assets & Liabilities

15.08%

Sector Holdings

Sectors	Weightage
Government Securities	37.37%
Net Receivables/(Payables)	11.69%
Non Convertible Debentures	10.86%
Telecom Services	6.59%
Realty	3.87%
Non-Banking Financial Company (NBFC)	3.72%
Finance - Banks - Private Sector	3.66%
Power - Generation/Distribution	3.64%
Finance - Term Lending Institutions	3.31%
Refineries	1.19%
Treps/Reverse Repo	1.16%
IT Consulting & Software	0.88%
Finance - Banks - Public Sector	0.87%
Bearings	0.79%
Construction, Contracting & Engineering	0.73%
Auto - Cars & Jeeps	0.69%
Hotels, Resorts & Restaurants	0.66%
Cement	0.60%
Pharmaceuticals	0.50%
Paints/Varnishes	0.50%
Services - Others	0.49%
Aluminium	0.42%
Engineering - General	0.38%
Auto - 2 & 3 Wheelers	0.38%
Auto Ancl - Susp. & Braking - Others	0.36%
Holding Company	0.32%
Abrasives And Grinding Wheels	0.32%
IT Enabled Services	0.30%
Consumer Electronics	0.29%
Chemicals - Speciality	0.26%
Sugar	0.25%
Instrumentation & Process Control	0.25%
Chemicals - Others	0.24%
Auto Ancl - Others	0.24%
Electric Equipment - General	0.24%
Finance - Life Insurance	0.23%
Ceramics/Tiles/Sanitaryware	0.23%
E-Commerce/E-Retail	0.22%
Forgings	0.21%
Airlines	0.20%
Finance & Investments	0.19%
Hospitals & Medical Services	0.19%
Welding Equipments	0.18%
Textiles - Readymade Apparels	0.18%
Castings/Foundry	0.15%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
6.90% CGL 2065	18.06%	₹ 30,000	Others
Net Receivable / Payable	11.69%	₹ 0	Others
7.18% CGL 2037	6.71%	₹ 10,000	Others
Bharat Sanchar Nigam Ltd.	6.59%	₹ 1	Telecom Services
7.43% CGL 2076	6.45%	₹ 10,000	Others
7.09% CGL 2074	6.15%	₹ 10,000	Others
Summit Digitel Infrastructure Pvt. Ltd.	4.91%	₹ 7.50	Others
Torrent Power Ltd.	3.34%	₹ 5	Power - Generation/Distribution
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)	3.33%	₹ 5	Others
Sundaram Finance Ltd.	3.32%	₹ 5	Non-Banking Financial Company (NBFC)
REC Ltd.	3.31%	₹ 5	Finance - Term Lending Institutions
Godrej Properties Ltd.	3.26%	₹ 5	Realty
Union Bank of India( AT1 Bond under Basel III )	2.62%	₹ 0.04	Others
HDFC Bank Ltd.	1.49%	₹ 279.82	Finance - Banks - Private Sector
Reliance Industries Ltd.	1.19%	₹ 132.50	Refineries
TREPS	1.16%	₹ 0	Others
ICICI Bank Ltd.	1.13%	₹ 138	Finance - Banks - Private Sector
State Bank of India	0.87%	₹ 126.99	Finance - Banks - Public Sector
Larsen & Toubro Ltd.	0.73%	₹ 32.72	Construction, Contracting & Engineering
Maruti Suzuki India Ltd.	0.69%	₹ 8.35	Auto - Cars & Jeeps
Infosys Ltd.	0.66%	₹ 80.85	IT Consulting & Software
Ultratech Cement Ltd.	0.58%	₹ 8.40	Cement
Axis Bank Ltd.	0.55%	₹ 69.75	Finance - Banks - Private Sector
Kotak Mahindra Bank Ltd.	0.49%	₹ 205	Finance - Banks - Private Sector
Urban Company Ltd.	0.49%	₹ 689.32	Services - Others
Timken India Ltd.	0.46%	₹ 20.40	Bearings
Hindalco Industries Ltd.	0.42%	₹ 70	Aluminium
Bajaj Finance Ltd.	0.40%	₹ 71	Non-Banking Financial Company (NBFC)
TVS Motor Company Ltd.	0.37%	₹ 17	Auto - 2 & 3 Wheelers
ZF Commercial Vehicle Control Systems India Ltd.	0.36%	₹ 4.10	Auto Ancl - Susp. & Braking - Others
Schaeffler India Ltd.	0.33%	₹ 13	Bearings
Bajaj Finserv Ltd.	0.32%	₹ 28	Holding Company
L&T Technology Services Ltd.	0.30%	₹ 13.50	IT Enabled Services
Torrent Power Ltd.	0.30%	₹ 31	Power - Generation/Distribution
Voltas Ltd.	0.29%	₹ 31	Consumer Electronics
Asian Paints Ltd.	0.28%	₹ 19.50	Paints/Varnishes
Abbott India Ltd.	0.27%	₹ 1.56	Pharmaceuticals
Pidilite Industries Ltd.	0.26%	₹ 30	Chemicals - Speciality
The Indian Hotels Company Ltd.	0.26%	₹ 66	Hotels, Resorts & Restaurants
Honeywell Automation India Ltd.	0.25%	₹ 1.25	Instrumentation & Process Control
Thermax Ltd.	0.25%	₹ 12	Engineering - General
Balrampur Chini Mills Ltd.	0.25%	₹ 80	Sugar
Jubilant Foodworks Ltd.	0.24%	₹ 81	Hotels, Resorts & Restaurants
Navin Fluorine International Ltd.	0.24%	₹ 6	Chemicals - Others
ABB India Ltd.	0.24%	₹ 5.68	Electric Equipment - General
Endurance Technologies Ltd.	0.24%	₹ 15	Auto Ancl - Others
Divi's Laboratories Ltd.	0.23%	₹ 5.80	Pharmaceuticals
Kajaria Ceramics Ltd.	0.23%	₹ 38.50	Ceramics/Tiles/Sanitaryware
ICICI Prudential Life Insurance Company Ltd.	0.23%	₹ 60	Finance - Life Insurance
LTIMindtree Ltd.	0.22%	₹ 8	IT Consulting & Software
FSN E-Commerce Ventures Ltd.	0.22%	₹ 144.40	E-Commerce/E-Retail
Oberoi Realty Ltd.	0.22%	₹ 22.70	Realty
Grindwell Norton Ltd.	0.22%	₹ 23.52	Abrasives And Grinding Wheels
Berger Paints India Ltd.	0.22%	₹ 81	Paints/Varnishes
Sona Blw Precision Forgings Ltd.	0.21%	₹ 67.50	Forgings
Interglobe Aviation Ltd.	0.20%	₹ 7.20	Airlines
DLF Ltd.	0.20%	₹ 57	Realty
Dr. Lal Path labs Ltd.	0.19%	₹ 22	Hospitals & Medical Services
HDB Financial Services Ltd.	0.19%	₹ 46	Finance & Investments
Godrej Properties Ltd.	0.19%	₹ 18.30	Realty
Page Industries Ltd.	0.18%	₹ 0.90	Textiles - Readymade Apparels
ESAB India Ltd.	0.18%	₹ 5	Welding Equipments
Brigade Hotel Ventures Ltd.	0.16%	₹ 421.64	Hotels, Resorts & Restaurants
AIA Engineering Ltd.	0.15%	₹ 6.11	Castings/Foundry
Pitti Engineering Ltd.	0.13%	₹ 26.70	Engineering - General
Carborundum Universal Ltd.	0.10%	₹ 20	Abrasives And Grinding Wheels
Nuvoco Vistas Corporation Ltd.	0.02%	₹ 13	Cement
TVS Motor Company Ltd.	0.01%	₹ 80	Auto - 2 & 3 Wheelers

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-3.03%	0.62%	4.38%	7.34%
Category returns	-0.13%	3.68%	12.47%	27.97%

Fund Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Franklin India Retirement Fund - Direct Plan Hybrid Direct	₹232.20	1.37%	32.47%	47.66%	₹492	1.59%	High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹15.98	4.83%	30.25%	38.28%	₹26	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹210.75	0.58%	29.46%	42.06%	₹492	2.28%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹36.31	2.75%	28.40%	39.87%	₹165	1.02%	Moderately High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.12	2.56%	28.07%	46.76%	₹157	1.13%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.28	-0.38%	27.25%	51.81%	₹257	1.16%	High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹79.90	4.80%	32.51%	56.45%	₹9,686	1.04%	High
SBI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹31.86	4.80%	32.51%	56.45%	₹9,686	1.04%	High
SBI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹31.86	4.80%	32.51%	56.45%	₹9,686	1.04%	High
SBI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹24.41	4.80%	32.51%	56.45%	₹9,686	1.04%	High
SBI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹24.41	4.80%	32.51%	56.45%	₹9,686	1.04%	High
SBI Technology Opportunities Fund Sector Regular	₹108.99	-9.58%	32.11%	72.26%	₹4,273	1.92%	Very High
SBI Technology Opportunities Fund Sector Regular	₹108.99	-9.58%	32.11%	72.26%	₹4,273	1.92%	Very High
SBI Technology Opportunities Fund Sector Regular	₹180.99	-9.58%	32.10%	72.24%	₹4,273	1.92%	Very High
SBI BSE Sensex ETF ETF Regular	₹814.59	-4.16%	32.09%	58.74%	₹1,21,593	0.04%	Very High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.02	4.29%	30.57%	52.48%	₹9,686	1.54%	High

FAQs

What is the current NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹14.24 as of 27 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹153.22 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has delivered returns of 0.62% (1 Year), 7.34% (3 Year), 7.11% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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