UTI Retirement Fund - Direct Plan Growth | UTI Retirement Fund - Direct Plan NAV Today [52.37], Performance & History

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

13 Yrs

AUM

₹ 4,732.16 Cr.

Benchmark

CRISIL Debt Hybrid Index

Expense Ratio

1.14%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,732.16 Cr

Equity

76.34%

Debt

116.73%

Other Assets & Liabilities

6.94%

Sector Holdings

Sectors	Weightage
Government Securities	27.01%
Finance & Investments	12.62%
Finance - Banks - Private Sector	10.76%
Non Convertible Debentures	5.61%
IT Consulting & Software	3.92%
Non-Banking Financial Company (NBFC)	3.42%
Pharmaceuticals	3.11%
Finance - Term Lending Institutions	2.66%
Finance - Banks - Public Sector	2.59%
Certificate of Deposits	2.49%
Mining/Minerals	1.85%
Refineries	1.85%
Auto - Cars & Jeeps	1.60%
Construction, Contracting & Engineering	1.41%
Current Assets	1.34%
Cigarettes & Tobacco Products	1.24%
Debt	1.21%
Real Estate Investment Trusts (REIT)	1.14%
Power - Transmission/Equipment	1.14%
Finance - Life Insurance	0.88%
Telecom Equipment	0.88%
Telecom Services	0.72%
Personal Care	0.71%
Internet & Catalogue Retail	0.68%
Finance - Mutual Funds	0.58%
Finance - Housing	0.53%
Education - Coaching/Study Material/Others	0.52%
Airlines	0.50%
Cement	0.50%
Domestic Appliances	0.42%
Oil Drilling And Exploration	0.39%
Paper & Paper Products	0.39%
Auto - 2 & 3 Wheelers	0.37%
Infrastructure - General	0.36%
Realty	0.34%
LPG/CNG/PNG/LNG Bottling/Distribution	0.34%
Investment Trust	0.34%
Hotels, Resorts & Restaurants	0.33%
Entertainment & Media	0.29%
Retail - Apparel/Accessories	0.29%
Auto - LCVs/HCVs	0.27%
Chemicals - Inorganic - Caustic Soda/Soda Ash	0.26%
Shipping	0.26%
Finance - Reinsurance	0.25%
Steel - General	0.25%
Diversified	0.25%
Agro Chemicals/Pesticides	0.25%
Logistics - Warehousing/Supply Chain/Others	0.24%
Textiles - Spinning - Cotton Blended	0.21%
Textiles - Readymade Apparels	0.17%
Chemicals - Speciality	0.15%
Short Term Deposits	0.12%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
07.18% MAT -24/07/2037	6.85%	₹ 324.14	Others
6.68% MAT- 07/07/2040	4.09%	₹ 193.34	Others
07.32% MAT -13/11/2030	3.08%	₹ 145.68	Others
HDFC BANK LIMITED	2.98%	₹ 140.79	Finance - Banks - Private Sector
HDFC BANK LTD.	2.72%	₹ 128.51	Finance - Banks - Private Sector
7.24% MAT- 18/08/2055	2.61%	₹ 123.47	Others
06.48% Mat- 06/10/2035	2.61%	₹ 123.37	Others
6.33% MAT - 05/05/2035	2.59%	₹ 122.44	Others
ICICI BANK LTD	2.59%	₹ 122.73	Finance - Banks - Private Sector
7.10% - MAT - 08/04/2034	2.28%	₹ 107.86	Others
INFOSYS LTD.	1.86%	₹ 87.91	IT Consulting & Software
POWER FINANCE CORPORATION LTD.	1.61%	₹ 76.13	Finance - Term Lending Institutions
6.28% MAT- 14/07/2032	1.56%	₹ 74.02	Others
RELIANCE INDUSTRIES LTD.	1.50%	₹ 71.21	Refineries
LARSEN & TOUBRO LTD.	1.41%	₹ 66.79	Construction, Contracting & Engineering
NET CURRENT ASSETS	1.34%	₹ 63.50	Others
VEDANTA LTD	1.27%	₹ 60.29	Mining/Minerals
ITC LTD.	1.24%	₹ 58.54	Cigarettes & Tobacco Products
07.32% RAJASTHAN SGS Mat - 24/09/2035	1.20%	₹ 56.72	Finance & Investments
POWER GRID CORPORATION OF INDI	1.14%	₹ 54.04	Power - Transmission/Equipment
7.73% WEST BENGAL SGS Mat - 04/02/2043	1.12%	₹ 53.03	Finance & Investments
07.73% HARYANA SGS Mat - 18/02/2045	1.07%	₹ 50.46	Finance & Investments
ADITYA BIRLA CAPITAL LTD	1.07%	₹ 50.44	Finance & Investments
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.07%	₹ 50.80	Others
7.74% WEST BENGAL SGS Mat - 18/02/2044	1.07%	₹ 50.53	Finance & Investments
EXPORT IMPORT BANK OF INDIA	1.06%	₹ 50.03	Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	1.06%	₹ 50.36	Finance - Banks - Private Sector
7.66% KERALA SGS Mat - 18/02/2039	1.06%	₹ 50.24	Finance & Investments
6.92% G SEC MAT- 18/11/39	1.05%	₹ 49.82	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.05%	₹ 49.47	Others
POWER FINANCE CORPORATION LTD.	1.05%	₹ 49.74	Finance - Term Lending Institutions
BAJAJ FINANCE LTD.	1.05%	₹ 49.84	Non-Banking Financial Company (NBFC)
6.82% ANDHRA SGS MAT -04/06/2036	1.01%	₹ 47.71	Finance & Investments
7.68% MADHYA PRADESH SGS Mat - 04/02/2043	1.01%	₹ 47.99	Finance & Investments
NABARD - 28/01/2027	0.99%	₹ 47.01	Others
STATE BANK OF INDIA	0.99%	₹ 46.95	Finance - Banks - Public Sector
WIPRO LIMITED	0.93%	₹ 43.88	IT Consulting & Software
INDUS TOWERS LIMITED	0.88%	₹ 41.70	Telecom Equipment
HCL TECHNOLOGIES LTD.	0.87%	₹ 41.18	IT Consulting & Software
SHRIRAM FINANCE LTD	0.87%	₹ 41.28	Non-Banking Financial Company (NBFC)
MAHINDRA & MAHINDRA LTD.	0.84%	₹ 39.62	Auto - Cars & Jeeps
MARUTI SUZUKI INDIA LTD.	0.76%	₹ 36.12	Auto - Cars & Jeeps
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	0.58%	₹ 27.25	Others
LIC OF INDIA	0.57%	₹ 27.19	Finance - Life Insurance
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 25.51	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 25.34	Others
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	0.54%	₹ 25.38	Finance - Banks - Public Sector
ADITYA BIRLA HOUSING FINANCE LTD	0.53%	₹ 25.23	Others
AXIS FINANCE LTD	0.53%	₹ 24.93	Others
LIC HOUSING FINANCE LTD.	0.53%	₹ 25.29	Finance - Housing
POONAWALLA FINCORP LTD.	0.53%	₹ 24.90	Non-Banking Financial Company (NBFC)
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	0.53%	₹ 24.93	Finance - Banks - Private Sector
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	0.53%	₹ 25.01	Others
BAJAJ FINANCE LTD.	0.53%	₹ 24.86	Non-Banking Financial Company (NBFC)
07.23% RAJASTHAN SGS Mat - 23/10/2035	0.52%	₹ 24.63	Finance & Investments
AJANTA PHARMA LTD.	0.52%	₹ 24.55	Pharmaceuticals
BHARTI AIRTEL LTD.	0.52%	₹ 24.80	Telecom Services
NIIT LEARNING SYSTEMS LTD	0.52%	₹ 24.42	Education - Coaching/Study Material/Others
REC LTD	0.52%	₹ 24.82	Others
AUROBINDO PHARMA LTD.	0.51%	₹ 24.24	Pharmaceuticals
6.96% AP SDL MAT - 06/08/2034	0.51%	₹ 24.23	Finance & Investments
7.08% A P SGL MAT - 26/03/2037	0.51%	₹ 24.26	Finance & Investments
7.12% MAHARASHTRA SGS MAT -16/07/2047	0.51%	₹ 23.90	Finance & Investments
GRASIM INDUSTRIES LTD.	0.50%	₹ 23.63	Cement
INTERGLOBE AVIATION LTD	0.50%	₹ 23.58	Airlines
CANARA BANK - 28/01/2027	0.50%	₹ 23.52	Others
INDIAN BANK - 22/01/2027	0.50%	₹ 23.55	Others
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	0.50%	₹ 23.50	Others
COAL INDIA LTD.	0.48%	₹ 22.84	Mining/Minerals
GLENMARK PHARMACEUTICALS LTD.	0.46%	₹ 21.53	Pharmaceuticals
EMAMI LTD.	0.46%	₹ 21.94	Personal Care
REIT- KNOWLEDGE REALTY TRUST REIT	0.45%	₹ 21.13	Real Estate Investment Trusts (REIT)
FEDERAL BANK LTD.	0.44%	₹ 20.79	Finance - Banks - Private Sector
SUNDARAM FINANCE LTD.	0.44%	₹ 20.92	Non-Banking Financial Company (NBFC)
INDUSIND BANK	0.44%	₹ 21.04	Finance - Banks - Private Sector
REIT- NEXUS SELECT TRUST	0.43%	₹ 20.58	Real Estate Investment Trusts (REIT)
CROMPTON GREAVES CONSUMER ELEC	0.42%	₹ 20.07	Domestic Appliances
TORRENT PHARMACEUTICALS LTD.	0.42%	₹ 20.09	Pharmaceuticals
CAPLIN POINT LABORATORIES LTD	0.40%	₹ 18.85	Pharmaceuticals
OIL INDIA LTD.	0.39%	₹ 18.23	Oil Drilling And Exploration
JK PAPER LTD.	0.39%	₹ 18.26	Paper & Paper Products
HERO MOTOCORP LTD.	0.37%	₹ 17.51	Auto - 2 & 3 Wheelers
G R INFRAPROJECTS LTD	0.36%	₹ 16.84	Infrastructure - General
ADITYA BIRLA CAPITAL LTD	0.36%	₹ 16.98	Finance & Investments
INFO-EDGE (INDIA) LTD.	0.35%	₹ 16.50	Internet & Catalogue Retail
BHARAT PETROLEUM CORPN LTD.	0.35%	₹ 16.41	Refineries
INVIT - IRB INVIT FUND	0.34%	₹ 16.02	Investment Trust
MAX FINANCIAL SERVICES LTD.	0.34%	₹ 16.15	Finance & Investments
PIRAMAL FINANCE LIMITED	0.34%	₹ 16.03	Finance & Investments
PETRONET LNG LTD.	0.34%	₹ 16.32	LPG/CNG/PNG/LNG Bottling/Distribution
PHOENIX MILLS LTD	0.34%	₹ 16.19	Realty
INDIAMART INTERMESH LTD	0.33%	₹ 15.74	Internet & Catalogue Retail
MAHINDRA HOLIDAYS & RESORTS IN	0.33%	₹ 15.48	Hotels, Resorts & Restaurants
MOTILAL OSWAL FINANCIAL SERVIC	0.32%	₹ 14.94	Finance & Investments
ICICI PRUDENTIAL LIFE INSURA L	0.31%	₹ 14.55	Finance - Life Insurance
6.98% MAHARASHTRA SGS MAT -25/06/2037	0.31%	₹ 14.54	Finance & Investments
REC LTD	0.31%	₹ 14.80	Others
07.72% WESTBENGAL SGS Mat - 25/02/2041	0.29%	₹ 13.83	Others
RAYMOND LIFESTYLE LTD	0.29%	₹ 13.72	Retail - Apparel/Accessories
TIPS MUSIC LIMITED	0.29%	₹ 13.74	Entertainment & Media
MARKSANS PHARMA LTD.	0.28%	₹ 13.04	Pharmaceuticals
BIOCON LTD.	0.27%	₹ 12.91	Pharmaceuticals
TATA MOTORS LTD	0.27%	₹ 12.87	Auto - LCVs/HCVs
REIT- MINDSPACE BUSINESS PARKS	0.26%	₹ 12.10	Real Estate Investment Trusts (REIT)
GREAT EASTERN SHIPPING CO. LTD	0.26%	₹ 12.30	Shipping
GHCL LTD.	0.26%	₹ 12.37	Chemicals - Inorganic - Caustic Soda/Soda Ash
7.32% CHHATTISGARH SDL 05/03/2037	0.26%	₹ 12.35	Finance & Investments
GODREJ SEEDS AND GENETICS LIMITED	0.26%	₹ 12.48	Others
GODREJ SEEDS AND GENETICS LIMITED	0.26%	₹ 12.46	Others
MPHASIS LTD	0.26%	₹ 12.34	IT Consulting & Software
GENERAL INSURANCE CORPORATION	0.25%	₹ 11.94	Finance - Reinsurance
COLGATE PALMOLIVE INDIA LTD.	0.25%	₹ 11.77	Personal Care
DCM SHRIRAM LTD.	0.25%	₹ 11.75	Diversified
NIPPON LIFE INDIA ASSET MANAGE	0.25%	₹ 11.79	Finance - Mutual Funds
SHIVALIK BIMETAL CONTROLS LTD	0.25%	₹ 11.98	Steel - General
TORRENT PHARMACEUTICALS LTD.	0.25%	₹ 12.01	Pharmaceuticals
UPL LTD.	0.25%	₹ 11.78	Agro Chemicals/Pesticides
VRL LOGISTICS LTD	0.24%	₹ 11.57	Logistics - Warehousing/Supply Chain/Others
INDO COUNT INDUSTRIES LTD.	0.21%	₹ 9.99	Textiles - Spinning - Cotton Blended
(RTS-PP)BHARTI AIRTEL LTD	0.20%	₹ 9.43	Telecom Services
S.P.APPARELS LTD	0.17%	₹ 8.24	Textiles - Readymade Apparels
ROSSARI BIOTECH LTD	0.15%	₹ 7.09	Chemicals - Speciality
UTI - Nifty 50 ETF ETF	0.12%	₹ 5.56	Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN	0.11%	₹ 5	Others
Nifty 5 yr Benchmark G-Sec ETF	0.11%	₹ 5.27	Finance - Mutual Funds
BHARAT COKING COAL LIMITED	0.10%	₹ 4.60	Mining/Minerals
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1	0.10%	₹ 4.56	Others
Nifty 10 yr Benchmark G-Sec ETF	0.10%	₹ 4.63	Finance - Mutual Funds
07.08% HARYANA SDL MAT - 26/03/2039	0.02%	₹ 0.83	Finance & Investments
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.01%	₹ 0.66	Others
7.19% MAHARASHTRA SDL-27/02/2040	0.01%	₹ 0.69	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-3.04%	2.06%	6.31%	11.48%
Category returns	11.00%	19.43%	39.13%	62.08%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Franklin India Retirement Fund - Direct Plan Hybrid Direct	₹232.20	1.37%	32.47%	47.66%	₹492	1.59%	High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹15.98	4.83%	30.25%	38.28%	₹26	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹210.75	0.58%	29.46%	42.06%	₹492	2.28%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.44	0.03%	28.46%	34.78%	₹48	2.15%	High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹36.31	2.75%	28.40%	39.87%	₹165	1.02%	Moderately High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.12	2.56%	28.07%	46.76%	₹157	1.13%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹16.91	-0.71%	27.40%	34.72%	₹422	1.16%	Very High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.28	-0.38%	27.25%	51.81%	₹257	1.16%	High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.34	3.55%	32.86%	54.72%	₹835	1.65%	Moderate
UTI BSE Sensex ETF ETF Regular	₹809.72	-4.14%	32.13%	58.82%	₹53,583	0.05%	Very High
UTI BSE Sensex Index Fund - Direct Plan Index Direct	₹13.22	-4.29%	31.32%	0.00%	₹203	0.19%	Very High
UTI BSE Sensex Index Fund Index Regular	₹13.17	-4.39%	30.94%	0.00%	₹203	0.29%	Very High

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹52.37 as of 27 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,732.16 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of 2.06% (1 Year), 11.48% (3 Year), 10.80% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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