UTI Retirement Fund - Direct Plan Growth | UTI Retirement Fund - Direct Plan NAV Today [54.28], Performance & History

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

13 Yrs

AUM

₹ 4,475.57 Cr.

Benchmark

CRISIL Debt Hybrid Index

Expense Ratio

1.14%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,475.57 Cr

Equity

112.99%

Debt

174.08%

Other Assets & Liabilities

12.93%

Sector Holdings

Sectors	Weightage
Government Securities	24.48%
Finance & Investments	14.32%
Finance - Banks - Private Sector	10.24%
Non Convertible Debentures	5.87%
IT Consulting & Software	3.99%
Non-Banking Financial Company (NBFC)	3.32%
Pharmaceuticals	3.20%
Finance - Term Lending Institutions	2.76%
Finance - Banks - Public Sector	2.49%
Current Assets	2.39%
Certificate of Deposits	2.11%
Mining/Minerals	1.80%
Refineries	1.76%
Auto - Cars & Jeeps	1.44%
Construction, Contracting & Engineering	1.35%
Cigarettes & Tobacco Products	1.23%
Debt	1.22%
Power - Transmission/Equipment	1.20%
Real Estate Investment Trusts (REIT)	1.14%
Telecom Services	0.96%
Finance - Life Insurance	0.88%
Telecom Equipment	0.86%
Personal Care	0.75%
Internet & Catalogue Retail	0.64%
Finance - Housing	0.56%
Finance - Mutual Funds	0.55%
Education - Coaching/Study Material/Others	0.48%
Cement	0.48%
Auto - 2 & 3 Wheelers	0.47%
Diversified	0.44%
Airlines	0.43%
Oil Drilling And Exploration	0.40%
Chemicals - Inorganic - Caustic Soda/Soda Ash	0.40%
Domestic Appliances	0.39%
Paper & Paper Products	0.36%
Investment Trust	0.35%
Power - Generation/Distribution	0.34%
Realty	0.33%
Infrastructure - General	0.32%
Logistics - Warehousing/Supply Chain/Others	0.32%
Shipping	0.29%
Hotels, Resorts & Restaurants	0.29%
Services - Others	0.29%
Entertainment & Media	0.28%
Finance - Reinsurance	0.27%
Retail - Apparel/Accessories	0.26%
Steel - General	0.25%
Agro Chemicals/Pesticides	0.23%
Auto - LCVs/HCVs	0.22%
Textiles - Readymade Apparels	0.19%
Textiles - Spinning - Cotton Blended	0.16%
Mutual Fund Units	0.12%
Chemicals - Speciality	0.12%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
07.18% MAT -24/07/2037	7.02%	₹ 314.36	Others
6.68% MAT- 07/07/2040	3.55%	₹ 158.71	Others
07.32% MAT -13/11/2030	3.18%	₹ 142.28	Others
HDFC BANK LTD.	2.82%	₹ 126.32	Finance - Banks - Private Sector
7.24% MAT- 18/08/2055	2.63%	₹ 117.68	Others
HDFC BANK LIMITED	2.59%	₹ 116.02	Finance - Banks - Private Sector
ICICI BANK LTD	2.40%	₹ 107.34	Finance - Banks - Private Sector
NET CURRENT ASSETS	2.39%	₹ 107.02	Others
INFOSYS LTD.	1.89%	₹ 84.56	IT Consulting & Software
POWER FINANCE CORPORATION LTD.	1.67%	₹ 74.81	Finance - Term Lending Institutions
6.28% MAT- 14/07/2032	1.62%	₹ 72.51	Others
RELIANCE INDUSTRIES LTD.	1.49%	₹ 66.64	Refineries
LARSEN & TOUBRO LTD.	1.35%	₹ 60.54	Construction, Contracting & Engineering
07.32% RAJASTHAN SGS Mat - 24/09/2035	1.24%	₹ 55.66	Finance & Investments
ITC LTD.	1.23%	₹ 55.15	Cigarettes & Tobacco Products
POWER GRID CORPORATION OF INDI	1.20%	₹ 53.58	Power - Transmission/Equipment
VEDANTA LTD	1.18%	₹ 52.99	Mining/Minerals
7.73% WEST BENGAL SGS Mat - 04/02/2043	1.15%	₹ 51.49	Finance & Investments
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.12%	₹ 50.07	Others
ADITYA BIRLA CAPITAL LTD	1.12%	₹ 50.02	Finance & Investments
7.88% ANDHRA PRADESH SGS 25/03/2046	1.11%	₹ 49.69	Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	1.11%	₹ 49.84	Finance - Banks - Private Sector
7.66% KERALA SGS Mat - 18/02/2039	1.10%	₹ 49.43	Finance & Investments
EXPORT IMPORT BANK OF INDIA	1.10%	₹ 49.42	Finance - Banks - Public Sector
BAJAJ FINANCE LTD.	1.10%	₹ 49.09	Non-Banking Financial Company (NBFC)
7.74% WEST BENGAL SGS Mat - 18/02/2044	1.09%	₹ 48.93	Finance & Investments
6.92% G SEC MAT- 18/11/39	1.09%	₹ 48.58	Others
07.73% HARYANA SGS Mat - 18/02/2045	1.09%	₹ 48.81	Finance & Investments
POWER FINANCE CORPORATION LTD.	1.09%	₹ 48.69	Finance - Term Lending Institutions
06.48% Mat- 06/10/2035	1.08%	₹ 48.15	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.08%	₹ 48.36	Others
NABARD - 28/01/2027	1.05%	₹ 47.17	Others
7.68% MADHYA PRADESH SGS Mat - 04/02/2043	1.04%	₹ 46.76	Finance & Investments
6.82% ANDHRA SGS MAT -04/06/2036	1.04%	₹ 46.60	Finance & Investments
7.10% - MAT - 08/04/2034	0.97%	₹ 43.55	Others
BHARTI AIRTEL LTD.	0.96%	₹ 43.03	Telecom Services
WIPRO LIMITED	0.96%	₹ 42.85	IT Consulting & Software
HCL TECHNOLOGIES LTD.	0.89%	₹ 39.77	IT Consulting & Software
INDUS TOWERS LIMITED	0.86%	₹ 38.33	Telecom Equipment
6.99% WB SDL MAT - 29/09/2036	0.85%	₹ 37.88	Finance & Investments
STATE BANK OF INDIA	0.83%	₹ 37.29	Finance - Banks - Public Sector
MAHINDRA & MAHINDRA LTD.	0.77%	₹ 34.46	Auto - Cars & Jeeps
SHRIRAM FINANCE LTD	0.75%	₹ 33.36	Non-Banking Financial Company (NBFC)
MARUTI SUZUKI INDIA LTD.	0.67%	₹ 29.92	Auto - Cars & Jeeps
LIC OF INDIA	0.63%	₹ 28.35	Finance - Life Insurance
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	0.60%	₹ 26.89	Others
7.48% UTTAR PRADESH SDL 20/03/2036	0.59%	₹ 26.59	Finance & Investments
AUROBINDO PHARMA LTD.	0.58%	₹ 25.91	Pharmaceuticals
7.88% WESTBENGAL SGS 25/03/2044	0.56%	₹ 24.86	Others
ADITYA BIRLA HOUSING FINANCE LTD	0.56%	₹ 25.02	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.56%	₹ 25.04	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.56%	₹ 24.96	Others
LIC HOUSING FINANCE LTD.	0.56%	₹ 24.99	Finance - Housing
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	0.56%	₹ 25.08	Finance - Banks - Public Sector
7.65% MADHYAPRADESH SGS Mat - 11/03/2040	0.55%	₹ 24.55	Others
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	0.55%	₹ 24.57	Others
POONAWALLA FINCORP LTD.	0.55%	₹ 24.77	Non-Banking Financial Company (NBFC)
REC LTD	0.55%	₹ 24.80	Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	0.55%	₹ 24.68	Finance - Banks - Private Sector
AXIS FINANCE LTD	0.55%	₹ 24.68	Others
BAJAJ FINANCE LTD.	0.55%	₹ 24.62	Non-Banking Financial Company (NBFC)
07.23% RAJASTHAN SGS Mat - 23/10/2035	0.54%	₹ 24.26	Finance & Investments
6.96% AP SDL MAT - 06/08/2034	0.53%	₹ 23.89	Finance & Investments
7.08% A P SGL MAT - 26/03/2037	0.53%	₹ 23.60	Finance & Investments
CANARA BANK - 28/01/2027	0.53%	₹ 23.59	Others
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	0.53%	₹ 23.59	Others
COAL INDIA LTD.	0.53%	₹ 23.89	Mining/Minerals
7.12% MAHARASHTRA SGS MAT -16/07/2047	0.52%	₹ 23.08	Finance & Investments
AJANTA PHARMA LTD.	0.50%	₹ 22.45	Pharmaceuticals
EMAMI LTD.	0.50%	₹ 22.55	Personal Care
GRASIM INDUSTRIES LTD.	0.48%	₹ 21.59	Cement
NIIT LEARNING SYSTEMS LTD	0.48%	₹ 21.28	Education - Coaching/Study Material/Others
HERO MOTOCORP LTD.	0.47%	₹ 21.10	Auto - 2 & 3 Wheelers
INFO-EDGE (INDIA) LTD.	0.46%	₹ 20.40	Internet & Catalogue Retail
REIT- KNOWLEDGE REALTY TRUST REIT	0.45%	₹ 20.03	Real Estate Investment Trusts (REIT)
GLENMARK PHARMACEUTICALS LTD.	0.45%	₹ 20.20	Pharmaceuticals
TORRENT PHARMACEUTICALS LTD.	0.44%	₹ 19.71	Pharmaceuticals
DCM SHRIRAM LTD.	0.44%	₹ 19.51	Diversified
7.79% WESTBENGAL SGS Mat - 18/03/2045	0.43%	₹ 19.37	Others
REIT- NEXUS SELECT TRUST	0.43%	₹ 19.19	Real Estate Investment Trusts (REIT)
INTERGLOBE AVIATION LTD	0.43%	₹ 19.26	Airlines
CAPLIN POINT LABORATORIES LTD	0.41%	₹ 18.44	Pharmaceuticals
OIL INDIA LTD.	0.40%	₹ 17.92	Oil Drilling And Exploration
FEDERAL BANK LTD.	0.40%	₹ 17.98	Finance - Banks - Private Sector
GHCL LTD.	0.40%	₹ 17.83	Chemicals - Inorganic - Caustic Soda/Soda Ash
7.62% UTTARPRADESH SGS Mat - 04/03/2041	0.39%	₹ 17.29	Others
CROMPTON GREAVES CONSUMER ELEC	0.39%	₹ 17.40	Domestic Appliances
SUNDARAM FINANCE LTD.	0.37%	₹ 16.61	Non-Banking Financial Company (NBFC)
INDUSIND BANK	0.37%	₹ 16.54	Finance - Banks - Private Sector
JK PAPER LTD.	0.36%	₹ 15.90	Paper & Paper Products
INVIT - IRB INVIT FUND	0.35%	₹ 15.61	Investment Trust
PIRAMAL FINANCE LIMITED	0.35%	₹ 15.60	Finance & Investments
TATA POWER COMPANY LTD.	0.34%	₹ 15.42	Power - Generation/Distribution
REC LTD	0.33%	₹ 14.59	Others
PHOENIX MILLS LTD	0.33%	₹ 14.70	Realty
6.98% MAHARASHTRA SGS MAT -25/06/2037	0.32%	₹ 14.17	Finance & Investments
ADITYA BIRLA CAPITAL LTD	0.32%	₹ 14.41	Finance & Investments
G R INFRAPROJECTS LTD	0.32%	₹ 14.22	Infrastructure - General
VRL LOGISTICS LTD	0.32%	₹ 14.43	Logistics - Warehousing/Supply Chain/Others
07.72% WESTBENGAL SGS Mat - 25/02/2041	0.30%	₹ 13.49	Others
MAX FINANCIAL SERVICES LTD.	0.30%	₹ 13.28	Finance & Investments
GREAT EASTERN SHIPPING CO. LTD	0.29%	₹ 12.92	Shipping
CENTRAL MINE PLANNING & DESIGN INSTITUTE LTD	0.29%	₹ 13.04	Services - Others
MAHINDRA HOLIDAYS & RESORTS IN	0.29%	₹ 12.92	Hotels, Resorts & Restaurants
MOTILAL OSWAL FINANCIAL SERVIC	0.29%	₹ 13.04	Finance & Investments
GODREJ SEEDS AND GENETICS LIMITED	0.28%	₹ 12.34	Others
GODREJ SEEDS AND GENETICS LIMITED	0.28%	₹ 12.32	Others
TIPS MUSIC LIMITED	0.28%	₹ 12.57	Entertainment & Media
MARKSANS PHARMA LTD.	0.28%	₹ 12.63	Pharmaceuticals
7.32% CHHATTISGARH SDL 05/03/2037	0.27%	₹ 12.05	Finance & Investments
TORRENT PHARMACEUTICALS LTD.	0.27%	₹ 11.88	Pharmaceuticals
BHARAT PETROLEUM CORPN LTD.	0.27%	₹ 11.97	Refineries
GENERAL INSURANCE CORPORATION	0.27%	₹ 12.03	Finance - Reinsurance
BIOCON LTD.	0.27%	₹ 11.95	Pharmaceuticals
REIT- MINDSPACE BUSINESS PARKS	0.26%	₹ 11.76	Real Estate Investment Trusts (REIT)
RAYMOND LIFESTYLE LTD	0.26%	₹ 11.77	Retail - Apparel/Accessories
SHIVALIK BIMETAL CONTROLS LTD	0.25%	₹ 11.33	Steel - General
ICICI PRUDENTIAL LIFE INSURA L	0.25%	₹ 11.32	Finance - Life Insurance
COLGATE PALMOLIVE INDIA LTD.	0.25%	₹ 11.13	Personal Care
MPHASIS LTD	0.25%	₹ 11.03	IT Consulting & Software
NIPPON LIFE INDIA ASSET MANAGE	0.23%	₹ 10.15	Finance - Mutual Funds
UPL LTD.	0.23%	₹ 10.50	Agro Chemicals/Pesticides
TATA MOTORS LTD	0.22%	₹ 10.06	Auto - LCVs/HCVs
S.P.APPARELS LTD	0.19%	₹ 8.37	Textiles - Readymade Apparels
INDIAMART INTERMESH LTD	0.18%	₹ 8.26	Internet & Catalogue Retail
INDO COUNT INDUSTRIES LTD.	0.16%	₹ 7.30	Textiles - Spinning - Cotton Blended
ROSSARI BIOTECH LTD	0.12%	₹ 5.41	Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF	0.11%	₹ 5.15	Finance - Mutual Funds
UTI - Nifty 50 ETF ETF	0.11%	₹ 4.93	Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN	0.11%	₹ 5	Others
Nifty 10 yr Benchmark G-Sec ETF	0.10%	₹ 4.54	Finance - Mutual Funds
BHARAT COKING COAL LIMITED	0.09%	₹ 4.21	Mining/Minerals
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1	0.07%	₹ 3.09	Others
7.19% MAHARASHTRA SDL-27/02/2040	0.02%	₹ 0.67	Finance & Investments
07.08% HARYANA SDL MAT - 26/03/2039	0.02%	₹ 0.82	Finance & Investments
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.01%	₹ 0.66	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.32%	4.11%	7.94%	12.00%
Category returns	16.66%	21.95%	40.55%	67.26%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Nippon India Retirement Fund - Wealth Creation Scheme -... Diversified Direct	₹22.39	-0.61%	32.43%	58.67%	₹2,781	1.02%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹16.87	8.31%	32.08%	39.41%	₹382	2.41%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹16.87	8.31%	32.08%	39.41%	₹382	2.41%	Very High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.35	5.87%	31.59%	41.08%	₹26	0.61%	Moderately High
Franklin India Retirement Fund - Growth Hybrid Regular	₹216.99	2.32%	31.59%	45.58%	₹485	2.28%	High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.60	4.67%	30.68%	44.42%	₹158	1.03%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	3.09%	30.21%	56.80%	₹248	1.15%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	3.09%	30.21%	56.78%	₹248	1.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.83	0.91%	29.90%	37.45%	₹47	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹15.83	0.91%	29.90%	37.45%	₹47	2.15%	High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Flexi Cap Fund Largecap Regular	₹197.04	-2.76%	32.94%	33.21%	₹20,438	1.68%	Very High
UTI Flexi Cap Fund Largecap Regular	₹298.04	-2.76%	32.94%	40.55%	₹20,438	1.68%	Very High
UTI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹74.47	3.10%	31.47%	54.74%	₹1,617	1.27%	Moderately High
UTI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹75.71	3.10%	31.47%	54.75%	₹1,617	1.27%	Moderately High
UTI Liquid Fund - Direct Plan Liquid Direct	₹1,065.98	0.14%	0.28%	4.56%	₹19,763	0.16%	Moderate
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹45.92	-2.04%	31.05%	46.93%	₹6,115	1.21%	Very High
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹45.92	-2.04%	31.05%	46.93%	₹6,115	1.21%	Very High
UTI Ultra Short Duration Fund - Direct Plan FRF-ST Direct	₹1,325.62	0.05%	0.03%	0.12%	₹3,130	0.31%	Moderate
UTI Ultra Short Duration Fund - Direct Plan FRF-ST Direct	₹1,325.62	0.05%	0.03%	0.12%	₹3,130	0.31%	Moderate
UTI Low Duration Fund STP Regular	₹1,331.80	0.03%	0.03%	0.15%	₹2,246	0.40%	Moderate

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹54.28 as of 17 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,475.57 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of 4.11% (1 Year), 12.00% (3 Year), 11.38% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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