Audited Results of Fino Payments Bank Ltd. Company

(Rs in Cr.)	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Operating Income	195.23	150.05	94.86	35.63	20.25
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	206.58	177.37	155.61	133.26	114.71
Selling Expenses	12.04	9.54	11.62	16.15	8.64
Administrative Expenses	1,357.40	1,072.82	908.37	765.95	584.08
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	1,676.60	1,338.63	1,122.97	930.66	716.97
Operating Profit	-1,481.37	-1,188.59	-1,028.11	-895.03	-696.71
Other Recurring Income	1,651.87	1,328.34	1,135.05	973.23	770.77
Adjusted PBDIT	271.09	219.21	154.31	93.50	87.62
Financial Expenses	100.58	78.90	47.37	15.31	9.54
Depreciation	62.15	53.45	41.85	35.45	53.58
Other Write offs	0	0	0	0	0
Adjusted PBT	108.35	86.30	65.09	42.74	20.47
Tax Charges	15.82	0.08	0	0	0
Adjusted PAT	92.53	86.22	65.09	42.74	20.47
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	92.53	86.22	65.09	42.74	20.47
Equity Dividend	0	0	0	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	-99.42	-160.54	-206.59	-260.88	-298.50

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